GlobeHopper® Senior Multi-Trip
GlobeHopper® Senior Multi-Trip

All amounts shown are in U.S. dollars. URC - Usual, Reasonable and Customary charges.
Limit/Other Limit/Amount for Eligible Medical Expenses
Period of Coverage Up to a maximum of 30 or 45 days, depending on the plan option you choose
Area of Coverage Outside the United States
Maximum Limits $100,000 to $1,000,000 - dependent upon age
Deductible $250 per injury or illness
Extensions Up to 24 continuous months
Coinsurance IMG pays 100%
Sudden & Unexpected Reoccurrence of Pre-existing Condition $5,000 maximum limit
Continuation of Treatment Period $5,000 maximum limit before earlier of a) 30 day per injury or illness or b) upon return to country of residence
Non-Emergency Medical Evacuation N/A (only offered under Evacuation Plus rider)
Hospital Indemnity $250 per night, 5 overnights maximum (Not subject to deductible)
Local Ambulance Expense IMG pays 100%
Inpatient/Outpatient Benefits
Charges for 		Maximum Limits per Period of Coverage, or if indicated, per lifetime
Hospitalization / Room & Board Average semi-private room rate
Intensive Care Unit Up to maximum limit
Surgery Up to maximum limit
Physician Visits Up to maximum limit
Diagnostic Procedures Up to maximum limit
Home Nursing Care Up to maximum limit
Durable Medical Equipment Up to maximum limit
Emergency Room Up to maximum limit
Additional $250 deductible for illness that does not result in a direct hospital admission
Prescriptions
(Subject to Deductible and Coinsurance unless otherwise noted
Eligible Medical Expenses are limited to Usual, Reasonable and Customary) 		Limits per Period of Coverage unless stated as Maximum Limit
Prescription Medication Up to maximum limit
Emergency Services
(NOT Subject to Deductible and Coinsurance unless otherwise noted
Eligible Medical Expenses are limited to Usual, Reasonable and Customary) 		Limits per Period of Coverage unless stated as Maximum Limit
Emergency Medical Evacuation $250,000 maximum limit
Emergency Reunion $50,000 maximum limit
Return of Mortal Remains $50,000 maximum limit
Political Evacuation $50,000 maximum limit
Interfacility Transportation $2,500 maximum limit
Other Services(NOT Subject to Deductible and Coinsurance unless otherwise noted
Eligible Medical Expenses are limited to Usual, Reasonable and Customary)		 Limits per Period of Coverage unless stated as Maximum Limit
Terrorism $50,000 maximum limit
Natural Disaster $100 per day for five days, $5,000 maximum limit for evacuations
Accidental Death and Dismemberment $25,000 principal sum
Common Carrier Accidental Death $100,000 per adult
$200,000 per family maximum limit
Trip Interruption $5,000 limit
Identity Theft $500 limit
Felonious Battery $10,000 maximum limit
Lost Luggage $50 maximum per item of personal property, $250 overall maximum
Hospital Indemnity $250 per overnight inpatient confinement, maximum limit of 30 overnights. Not subject to deductible
Dental Treatment - for unexpected pain $100 limit
Traumatic Dental Injury Up to maximum limit

This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract. Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition.

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