IMG MaestroSM Total
IMG MaestroSM Total

All amounts shown are in U.S. dollars.
Limit/Other Limit/Amount for Eligible Medical Expenses
Maximum Limit $4,000,000 per period of coverage
Area of Coverage Worldwide
Deductible $500/$1,000,
$5,000, $10,000 or $20,000

Outside U.S.A./ Within U.S.A. per Insured per Period of Coverage
Deductible Carry Forward 60 days
Coinsurance (Percent insured is responsible after Deductible is met) For treatment outside U.S.A. – 0%
For treatment within the U.S.A. within PPO Network – 0%
For treatment within U.S.A. outside PPO Network – 20% of eligible medical expenses up to $5,000, then 0%
Inpatient Benefits
Outpatient Benefits
Maternity Benefits (Available after 12 months of continuous coverage)
Evacuation Benefits (Not Subject to Deductible & Coinsurance)
Other Benefits
Dental Benefits

This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Coverage is issued and underwritten by International Medical Insurance Company, Ltd. Benefits are offered as described in the insurance contract. Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition. If disclosed in the application and no treatment is received or symptoms are experienced within 5 years prior to effective date, charges are excluded until after 30 days of coverage. If disclosed in the application and treatment was received and/or symptoms were experienced within 5 years prior to effective date, charges are excluded until after 24 months of coverage.