Patriot Travel Medical Insurance®
Patriot Travel Medical Insurance®

Summary of Benefits
Trip Cancellation The amount of Your trip You elected to protect up to $25,000 Per Insured Person
Trip Interruption Up to 100% of the amount of Your trip You elected to protect
Travel Delay 25% of $500 for each 24 hours of delay after an initial delay of 24 hours up to a maximum of $500 Per Insured Person
Missed Connection 25% of Trip Cancellation Benefit. Maximum Benefit is $500 for a Common Carrier delay of 8 hours or more
Baggage Delay Up to $100 Per Insured Person

T.R.I.P. Lite Pre-existing Conditions

This program does not cover you for pre-existing conditions. However, your pre-existing conditions might still be covered if the answer to all of the following questions is "no":

  1. Were you treated for a new illness in the last 60 days, or did symptoms exist for which a reasonably prudent person would have sought treatment?
  2. Has your condition worsened or required medical attention in the last 60 days?
  3. Have you received any new medications in the past 60 days or have any of your current dosages been changed?

This is a summary of the principal provisions of the master policy offered through NSBTHA for its members. It is not considered to be a contract of insurance. Complete details of coverage, terms, limitations, and exclusions that may affect benefits payable are provided in the master policy and summarized in the certificate.

Coverage is available to residents of the U.S. and its territories, may vary by state and may not be available in all states. Read your certificate carefully and note all state exceptions that may apply. For more information regarding the exclusions and all other terms and conditions of the Patriot T.R.I.P. LITE program, please see the applicable certificate wording which is available upon request.

This Summary of Benefits is not intended to be an offer to sell Patriot T.R.I.P. Lite or a solicitation by iTravelInsured in any jurisdiction where such action would be unlawful or in which iTravelInsured is not qualified to do so.

A “covered trip” is any travel and sojourn to a destination more than 120 miles from the starting point of the covered trip and not exceeding 31 consecutive days.

NOTE: This web page contains only a consolidated description and high-level summary of Patriot T.R.I.P. benefits, conditions, limitations and exclusions. A certificate will be included with the fulfillment kit. We promise to provide you with the benefits described in the policy, as outlined in your certificate. The benefits are subject to all provisions, terms, conditions, limitations and exclusions of the policy. Patriot T.R.I.P. is a separate insurance product. Subject to our acceptance of your application and payment of the premium in full, coverage will begin at 12:01 a.m. on the day after we receive your application. Patriot T.R.I.P. is offered, where available, by Imperium Insurance Company, New York, NY 10036.

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