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Visitors Care®
Visitors Care®

All amounts shown are in U.S. dollars.
Plan Information
  Plan A Plan B Plan C
Period of Coverage 5 days to 2 years 5 days to 2 years 5 days to 2 years
Period of Coverage Limit $25,000 per illness/injury $50,000 per illness/injury $100,000 per illness/injury
Area of Coverage Non U.S. citizens/residents traveling to the U.S. Non U.S. citizens/residents traveling to the U.S. Non U.S. citizens/residents traveling to the U.S.
Deductibles $0, $50, $100 $0, $50, $100 $0, $50, $100
Acute Onset of Pre-Existing Conditions $25,000 max per coverage period (subject to sub-limits below) $50,000 max per coverage period (subject to sub-limits below) $100,000 max per coverage period (subject to sub-limits below)
Emergency Medical Evacuation
Arises or results directly or indirectly from a covered acute onset of a pre-existing condition
$25,000 max per period of coverage $25,000 max per period of coverage $25,000 max per period of coverage
Physician Visits/Services $40 max per visit 30 max visits per period of coverage $60 max per visit 30 max visits per period of coverage $85 max per visit 30 max visits per period of coverage
Urgent Care Center $40 max per visit/10 max visits $60 max per visit/10 max visits $85 max per visit/10 max visits
Hospital Emergency Room $200 max per visit $330 max per visit $550 max per visit
Hospitalization/Room & Board
Average semi-private room rate Includes nursing, misc., and ancillary services
Up to $825 max per day 30 day max per period of coverage Up to $1,400 max per day 30 day max per period of coverage Up to $2,000 max per day 30 day max per period of coverage
Intensive Care Up to an additional $400 max per day, 8 day max per period of coverage Up to an additional $660 max per day, 8 day max per period of coverage Up to an additional $850 max per day, 8 day max per period of coverage
Outpatient Surgical / Hospital Facility Up to $2,000 max per surgical session Up to $750 max per surgical session (facility) Up to $3,300 max per surgical session Up to $900 max per surgical session (facility) Up to $5,500 max per surgical session Up to $1,000 max per surgical session (facility)
Laboratory Up to $400 max per period of coverage ($200 per procedure) Up to $450 max per period of coverage ($250 per procedure) Up to $500 max per period of coverage Radiology/X-ray ($500 per procedure)
Chemotherapy/Radiation Therapy $550 max per visit $1,100 max per visit $1,350 max per visit
Pre-Admission Testing Up to $750 max per period of coverage Up to $1,100 max per period of coverage Up to $1,100 max per period of coverage
Surgery Up to $2,000 max per surgical session Up to $3,300 max per surgical session Up to $5,500 max per surgical session
Assistant Surgeon
20% of the primary surgeon’s eligible fee
Up to $450 max per surgical session Up to $825 max per surgical session Up to $1,375 max per surgical session
Anesthesia Up to $450 max per surgical session Up to $825 max per surgical session Up to $1,375 max per surgical session
Durable Medical Equipment $550 max per period of coverage $1,000 max per period of coverage $1,300 max per period of coverage
Physical Therapy
Medical order or treatment plan required
Up to $40 max per visit per day, 12 max visits per period of coverage Up to $40 max per visit per day, 12 max visits per period of coverage Up to $40 max per visit per day, 12 max visits per period of coverage
Extended Care Facility
Upon direct transfer from an acute care hospital
Covered under Hospital Room & Board Covered under Hospital Room & Board Covered under Hospital Room & Board
Home Nursing Care
Provided by a home healthcare agency upon direct transfer from an acute care hospital
$550 max per period of coverage $550 max per period of coverage $550 max per period of coverage
Prescriptions
Dispensing limit: 90 days
Up to $250 max per period of coverage Up to $250 max per period of coverage Up to $250 max per period of coverage
Emergency Local Ambulance Up to $250 max per period of coverage Up to $450 max per period of coverage Up to $475 max per period of coverage
Emergency Medical Evacuation Up to $25,000 max Up to $50,000 max Up to $50,000 max
Return of Mortal Remains $25,000 max with $5,000 max for Cremation/Burial $25,000 max with $5,000 max for Cremation/Burial $25,000 max with $5,000 max for Cremation/Burial
Common Carrier Accidental Death $25,000 max per period of coverage $25,000 max per period of coverage $25,000 max per period of coverage
Dental Injury Up to $550 max per period of coverage Up to $550 max per period of coverage Up to $550 max per period of coverage
Incidental Trip
Maximum days: 14 Insured person’s country of residence is not the United States
14 day maximum 14 day maximum 14 day maximum

* This Web page contains only a consolidated and summary description of all current benefits, conditions, limitations and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions and exclusions will be included in the fulfillment kit. IMG reserves the right to issue the most current Certificate Wording for this insurance plan in the event this Web page, application, and/or brochure has expired, is modified, or is replaced with a newer version. Current Certificate Wordings are available upon request.